Category: Homeowners

Do you have the right Homeowners policy?

How does LOSS OF USE insurance work?

This week’s question is actually one we had to ask ourselves!   Our office is in the Remington Tower, which was hit by a tornado August 6.  The tower had many windows broken out, rain blew in causing water damage and

Posted in Business Insurance, General Insurance Concerns, Homeowners, Questions This Week

PREDATORY ROOFER ALERT!

PREDATORY ROOFER ALERT! Please heed this warning!  We’ve recently had some high winds and in a few areas hail. If a friendly roofer shows up at your home offering a free inspection of your roof, DO NOT let him on

Posted in General Insurance Concerns, Homeowners, Questions This Week

Question this week – something was stolen from my car!?!

Any personal possessions you have in your car are not covered under an auto policy.  However, your homeowners (or renters) policy does cover your personal property when you take it with you – on vacation, in the car, etc.  We advise

Posted in Auto Insurance, Homeowners, Questions This Week

Question this week: What happens when I switch homeowners insurance?

Can I switch my homeowners insurance? Will it hurt my escrow account? Most of us pay our home insurance and property taxes through our mortgage.  Here is what happens with your Mortgage Escrow when you switch to a different insurance

Posted in General Insurance Concerns, Homeowners, Questions This Week

Question today – My Insurance Policy Expires Today

My Insurance Policy Expires Today – Can I Start the New One Tomorrow? The industry standard is that insurance starts at 12:01 am on the effective date of coverage.  Likewise when a policy expires or you cancel it, the cancellation

Posted in Auto Insurance, General Insurance Concerns, Homeowners, Questions This Week

Don’t get Jacked if you have a Homeowners Insurance Claim!

Live in Oklahoma? What if a tornado (or fire, earthquake and every other peril we experience) destroyed your home?  Let Sean take a look at your current policy. (918)615-9746

Posted in Homeowners

Saving With Sean – Homeowners Insurance

Hi!  Congratulations on finding your dream home!  Thanks for your interest in getting a quote from my agency!  Not all insurance is equal and we will be glad to help you get the coverage you need at a reasonable rate!

Posted in Homeowners

Earthquake Insurance in Oklahoma?

Earthquake Insurance Tulsa Oklahoma

by Sean Sansone Does my Homeowners Insurance cover earthquakes?  Short answer…no.  But, there is an endorsement for that.  Just don’t wait until there is an earthquake in Tulsa and you have a claim to find out. Quoting a May 4,

Posted in Homeowners

Why Has My Homeowners Insurance Gone Up?

Why did my homeowners premium go up

by Sean Sansone The reality of Oklahoma living is our tornado weather – and the past few years have definitely seen some devastation.  What we must understand about how our insurance works is that insurance is SHARED RISK.  Insurance companies

Posted in Homeowners

Does This Description Fit You?

Are you a Confident Planner?  That is a term Farmers has coined to designate our preferred customer.  This preferred customer has an auto and home, has a good driving record and good credit.  These customers are a low insurance risk

Posted in Auto Insurance, General Insurance Concerns, Homeowners, Life Insurance