Category: Auto Insurance

Things you might not know about car insurance.

Question this week – something was stolen from my car!?!

Any personal possessions you have in your car are not covered under an auto policy.  However, your homeowners (or renters) policy does cover your personal property when you take it with you – on vacation, in the car, etc.  We advise

Posted in Auto Insurance, Homeowners, Questions This Week

I had a wreck – how do I get the police report?

This week’s question we get quite often – How do I get the Police Report of my accident? When you are involved in an accident, exchange names, phone numbers and insurance information with the other driver.   We recommend taking a

Posted in Auto Insurance, Questions This Week Tagged with: ,

Question today – Do I need rent car insurance?

I’m renting a car – do I need to buy the rent car company’s insurance? This question is complicated.  The Liability, medical, comprehensive and collision coverage on your policy will cover while driving the rent car.  However… we recommend and

Posted in Auto Insurance, Questions This Week

Question today – My Insurance Policy Expires Today

My Insurance Policy Expires Today – Can I Start the New One Tomorrow? The industry standard is that insurance starts at 12:01 am on the effective date of coverage.  Likewise when a policy expires or you cancel it, the cancellation

Posted in Auto Insurance, General Insurance Concerns, Homeowners, Questions This Week

Question I got today…Where’s my car?

“I had a wreck – where is my car?” This customer was confused.  She called us about her wreck hours after it happened but was unsure where her car ended up.   What had occurred was the police officer who worked

Posted in Auto Insurance, Questions This Week

Question I got today… hurt in friend’s car – who pays?

Question I got today…. “I was riding in my friend’s car and we were hit by a hit and run driver.  Does my friend’s insurance cover my injuries?” This question was interesting to get to the bottom of.  The police

Posted in Auto Insurance, Questions This Week

Why Is My Car Insurance So Much?

Water Cooler Question of the Day  “Why is your car insurance premium lower than mine?” by Sean Sansone Actually, we hear variations of this question daily.  Here are the reasons there is such differences in rates.   This COUNT DOWN is

Posted in Auto Insurance, General Insurance Concerns

How to Avoid an Insurance Claim “Gone Bad”

In talking to people as an Insurance Agent I find I hear a lot of horror stories about previous insurance claims.  In the public interest, I have a few thoughts about preventing “Bad Claims” from happening to you – or

Posted in Auto Insurance, General Insurance Concerns

Medical Payments Coverage – Yes or No?

Medical Payments insurance is an optional coverage on your Auto Policy.  Should you have this coverage?  What it will pay for is medical bills, ambulance, even funeral costs for you, family members and passengers in your car, up to the

Posted in Auto Insurance

Does This Description Fit You?

Are you a Confident Planner?  That is a term Farmers has coined to designate our preferred customer.  This preferred customer has an auto and home, has a good driving record and good credit.  These customers are a low insurance risk

Posted in Auto Insurance, General Insurance Concerns, Homeowners, Life Insurance